Category: Council Tax

Sometimes when you do not understand something, it feels easier just to forget it is even there. When you think a decision is unfair, you might tell yourself it is best not to think about it. And when you have not got the money to deal with a sticky situation, you push it out of your mind entirely.

This does not work. Trust us, we know. Thousands of people have done it before you, and thousands will do it after you. So you have found yourself in a bit of a difficult spot with council tax, and that is no big deal, but pretending the problem does not exist is not the answer. If you are struggling to pay or believe you have been wrongly charged, it is always better to seek advice than to ignore it.

Why, when life is already stressful enough, should you have to deal with it? We know life is sometimes unfair, and this is often reflected in the way council tax is administered. No, it is not always fair, but without trying to sound callous, burying your head in the sand only makes things worse.

Whether or not it is your fault, and whether or not you have the money right now, action must be taken to avoid further complications. If you cannot pay immediately, or if you think you should not have to, you need to do something about it. Get advice from someone who knows how to handle the situation.

Under the Taking Control of Goods Regulations 2013, enforcement agents (formerly known as bailiffs) must follow strict rules before they can visit your home. They cannot force entry on a first visit for council tax debt, and they must give you at least seven days’ notice. Knowing your rights puts you in a stronger position.

If you simply choose to ignore the situation, you will only aggravate the problem. Your council will pass the debt to enforcement agents, and costs will be added at every stage. A liability order from the magistrates’ court typically adds around £70 to £110 in costs, and enforcement agent fees can add hundreds more on top.

If you have a dispute with any council tax charge or outstanding debt, speaking to an advisor could help you arrange a payment plan, apply for council tax reduction, or gather evidence that could get a charge reduced or removed entirely.

The longer you leave it, the more it costs. Every stage of the recovery process adds fees, and by the time enforcement agents are at your door, your options are far more limited than they were at the start. So do not wait. Do not pretend it is not there, because quite simply, it will not go away on its own.

If you are struggling to pay your council tax arrears, knowing what could happen next can help you take the right steps before things escalate. Council tax arrears affect hundreds of thousands of households across England and Wales each year, and understanding the process is the first step towards resolving the situation.

What Happens When You Fall Behind on Council Tax Arrears

When you miss a council tax payment, your local council will typically follow a set process. Initially, you will receive a reminder letter giving you around seven days to pay. If you miss a second payment, the council may send a final notice requiring you to pay the full year’s council tax in one go.

If you still cannot pay, the council can apply to the magistrates’ court for a liability order. This is a court order confirming that you owe the council tax and giving them legal powers to recover the debt.

The Liability Order and Court Summons

Before the court hearing, you will receive a summons stating how much you owe and when the hearing takes place. At this stage, we strongly advise contacting your council to try to arrange a repayment plan. You cannot negotiate a plan at the hearing itself, so acting early is essential.

If the prospect of dealing with the council feels daunting, Council Tax Advisors can negotiate on your behalf and help you reach an agreement before the court date.

What Can the Council Do After a Liability Order?

Once a liability order is granted, your council has several options to recover the council tax arrears:

• Send bailiffs (enforcement agents) to your home to collect the debt or take goods. Read more about what powers bailiffs have
• Apply for an attachment of earnings order, instructing your employer to deduct money directly from your wages
• Deduct money from certain benefits
• Apply for a charging order against your property, which could eventually lead to forced sale
• In extreme cases, apply to make you bankrupt or even seek a prison sentence (up to 90 days)

The GOV.UK guidance on council tax arrears provides further detail on the enforcement steps your council can take.

Can You Go to Prison for Council Tax Arrears?

Imprisonment is extremely rare and is used only as a last resort. The council must prove to a magistrate that you have wilfully refused to pay (not simply that you cannot afford to). If you are genuinely struggling financially, this outcome is very unlikely, but it is still important to engage with your council rather than ignoring the situation.

How to Deal with Council Tax Arrears Before It Gets Worse

The best way to avoid escalation is to act quickly. Here are some practical steps you can take:

• Contact your council as soon as you realise you cannot pay. Many councils will agree to a payment plan if you reach out early
• Check whether you are eligible for council tax reduction or support
• Check if your council tax band is correct, as you may be paying more than you should
• Contact Council Tax Advisors for free help negotiating with your council or dealing with bailiffs

Get Free Help with Council Tax Arrears Today

Council Tax Advisors specialise in helping people across England and Wales deal with council tax arrears. Whether you have received a reminder, a court summons, or a visit from bailiffs, our team can step in and help negotiate an affordable solution on your behalf.

Our service is completely free of charge. Contact us today to get the support you need, or read our latest council tax arrears update for the most recent changes.

Related Guides

• Council Tax Bailiffs

This article provides general information only and does not constitute financial or legal advice. For free, confidential debt support, contact StepChange or Citizens Advice.

When bailiffs come knocking at your door over council tax debt, the situation can feel frightening and overwhelming. Hard times can affect anyone, and falling behind on payments does not make you a bad person. The good news is that by understanding your rights and preparing in advance, you can handle the situation calmly and avoid unnecessary confrontation.

Prepare Before the Bailiffs Come Knocking

Under the Taking Control of Goods Regulations, bailiffs collecting council tax debt must give you at least seven days’ notice before their first visit. Use this time wisely:

• Read up on what powers bailiffs actually have so you know exactly what they can and cannot do
• Gather evidence of ownership for items in your home that belong to other people (receipts, bank statements)
• Contact Council Tax Advisors for free advice before the visit takes place
• Make sure any vehicles you own are parked away from your property if possible

Preparation is your strongest tool. When you know your rights, you are far less likely to feel pressured into making decisions you will regret.

You Do Not Have to Let Bailiffs In

One of the most important things to remember when bailiffs come knocking is that you do not have to open the door. For council tax debt, bailiffs cannot force entry unless they have previously gained peaceful entry to your home on an earlier visit.

You can communicate with bailiffs through a closed door, a letterbox, or an upstairs window. This might feel unusual, but it is entirely within your rights and prevents them from entering your property.

Stay Calm and Communicate Clearly

If you choose to speak with the bailiff (without opening the door), keep the conversation factual and polite. You do not need to justify your situation or become emotional. Simply state:

• That you are aware of the debt
• That you do not grant them permission to enter
• That you are seeking advice from a debt charity or Council Tax Advisors

Ask for the bailiff’s name, ID number, and the company they work for. Note down the time and date of the visit. This information can be useful if you need to make a complaint about a bailiff later.

What Bailiffs Cannot Do at Your Door

Even when bailiffs come knocking, there are strict rules they must follow:

• They cannot push past you or force the door open for council tax debt
• They cannot ask a child to let them in
• They cannot climb through windows, over fences, or through any entrance other than the door
• They cannot threaten you with arrest (only the police can arrest someone)
• They cannot take items belonging to other people in your household

If a bailiff behaves aggressively or breaks any of these rules, this is unlawful. You should report the behaviour and seek advice immediately. Our guide on dealing with bailiffs who overstep their jurisdiction explains how to take this further.

After the Visit

Once the bailiff has left, do not ignore the situation. The debt will not go away on its own, and the bailiff will likely return. Use the time to:

• Contact Council Tax Advisors for free help negotiating a repayment plan
• Check whether you qualify for council tax reduction or other support
• Read about what happens with council tax arrears to understand the full process

You do not have to face this alone. Council Tax Advisors can speak to both the bailiff company and your council on your behalf, working towards an affordable solution. Get in touch today for free, confidential support.

Related Guides

• Bailiffs, what can they do?

This article provides general information only and does not constitute financial or legal advice. For free, confidential debt support, contact StepChange or Citizens Advice.

There are so many bailiff myths circulating that you would think enforcement agents had unlimited powers. The reality is quite different. Bailiffs must follow strict legal rules, just like anyone else, and knowing the truth gives you back control. Here are the most common bailiff myths debunked, so you know exactly where you stand.

Bailiff Myth 1: Bailiffs Can Always Force Entry

This is one of the most widespread bailiff myths, and it causes unnecessary fear. Too many people believe that a bailiff can simply break down the door and march in. In reality, bailiffs collecting council tax debt cannot force entry to your home unless:

• You previously allowed them peaceful entry on an earlier visit
• They have a specific court order allowing forced entry (extremely rare for council tax)

For most council tax debts, if you do not open the door, the bailiff cannot come in. Some bailiffs rely on the fact that most people do not know this, and may use aggressive tactics to pressure you into opening up. Do not fall for it. You have every right to communicate through a closed door or window.

For more on this topic, read our guide on whether bailiffs can force entry for council tax.

Bailiff Myth 2: Once Inside, Bailiffs Can Take Whatever They Want

Another common bailiff myth is that enforcement agents can strip your home bare. This is simply not true. While bailiffs can take items belonging to the person who owes the debt (including jointly owned goods), there are clear restrictions under the Taking Control of Goods Regulations:

• They cannot take belongings that belong to other family members, housemates, or children
• They cannot remove essential household items such as beds, bedding, cookers, fridges, or clothing
• They cannot take tools of your trade up to a value of £1,350
• They cannot seize items on hire purchase or finance agreements
• They cannot take pets or assistance animals

If a bailiff tries to take protected items, this is unlawful and you should challenge it. Read our full guide on what bailiffs can and cannot take from your home.

Bailiff Myth 3: Bailiffs Can Show Up Without Warning

This bailiff myth was addressed by regulations requiring enforcement agents to give proper notice before visiting. For council tax debts in England and Wales, bailiffs must provide at least seven days’ written notice before their first visit.

If a bailiff turns up at your door with no prior warning, this could be a breach of the regulations. Make a note of the date and time and report the visit through the government’s bailiff complaint process.

The notice period exists to give you time to seek advice, arrange payment, or prepare for the visit. Use this time wisely by contacting Council Tax Advisors or Citizens Advice for support.

Knowledge Is Your Best Defence Against Bailiff Myths

Bailiffs rely on people not knowing their rights. The more you understand about the legal limits on what enforcement agents can do, the less power these bailiff myths have over you.

If you are facing bailiff action over council tax debt, Council Tax Advisors can help. We offer free advice and can negotiate with bailiffs and your council on your behalf. Whether you need help understanding what powers bailiffs have or want support dealing with council tax arrears, get in touch today.

Contact Council Tax Advisors for free, confidential help.

If you have received a warning that bailiffs may be visiting your property over council tax debt, understanding bailiff powers is essential. Knowing exactly what a bailiff can and cannot do puts you in a stronger position to protect yourself and your family. Council Tax Advisors are here to help you navigate this stressful situation with clear, practical advice.

What Are Bailiffs and How Do Bailiff Powers Work?

A bailiff (officially known as an enforcement agent since the Taking Control of Goods Regulations 2013) is someone authorised to collect debts on behalf of a creditor. For council tax debts in England and Wales, your local council may instruct a bailiff to visit your property once a liability order has been obtained from the magistrates’ court.

Bailiff powers are defined by law, and there are strict rules about what they can do when they arrive at your door. Understanding these rules is your first line of defence.

What Bailiff Powers Allow Them to Do

When a bailiff visits to collect a council tax debt, they have the legal power to:

• Ask you to pay the debt in full, including any enforcement fees
• Enter your home peacefully if you allow them in (or if they have gained peaceful entry before)
• Take control of goods that belong to you, which can later be sold to cover the debt
• Take luxury items such as TVs, games consoles, or jewellery
• Request a controlled goods agreement, allowing you to keep items while you pay

What Bailiffs Cannot Do

Bailiff powers have clear limits. There are several things a bailiff is not allowed to do:

• Force their way into your home for council tax debt (forced entry is only permitted for unpaid criminal fines or certain tax debts)
• Push past you, put their foot in the door, or enter through a window
• Enter your home when only a child under 16 is present
• Take essential household items such as a cooker, fridge, bed, or clothing
• Remove items belonging to someone else, such as your partner or children
• Threaten you with arrest or prison
• Visit your home between 9pm and 6am (unless they have court permission)
• Charge excessive fees beyond those set by government regulations

If you believe a bailiff has overstepped their powers, you can take action to complain about their behaviour.

Do You Have to Let a Bailiff In?

In the majority of cases, you are not obliged to open your front door to a bailiff or let them into your home. We strongly advise that you do not let a bailiff in before seeking advice first. If a bailiff has never entered your property peacefully before, they have no legal right to force entry for council tax debt.

You can communicate with the bailiff through a closed door, a window, or a letterbox. This is a perfectly legitimate way to handle the situation and does not count as granting entry. For more tips, read our guide on how to avoid confrontation when bailiffs come knocking.

What Happens If You Let a Bailiff In?

If you do let a bailiff into your home, they may begin listing items that could be sold to cover your debt. They are allowed to take luxury goods but cannot remove essential items. They also cannot take belongings that clearly belong to someone else living in your home.

Remember: bailiffs do not have the same powers as the police. They cannot arrest you, and they cannot call the police to help them gain access to your property for council tax debt.

How Council Tax Advisors Can Help

Facing bailiff action can feel overwhelming, but you do not have to deal with it alone. Council Tax Advisors can:

• Speak to bailiffs and your council on your behalf
• Negotiate affordable repayment plans
• Advise you on your legal rights and the limits of bailiff powers
• Help you understand the council tax arrears process and what steps come next

Our service is completely free. Contact Council Tax Advisors today for confidential help with bailiff action or council tax debt.

Related Guides

• Bailiffs, what can they do?
• Belongings and bailiffs

This article provides general information only and does not constitute financial or legal advice. For free, confidential debt support, contact StepChange or Citizens Advice.

Updated March 2026

When you are dealing with debt, one of the last things you want to be doing is digging through web page after web page trying to understand the different types of enforcement that could be used against you. One of the most common questions we get at Council Tax Advisors is about the difference between bailiffs (now officially called enforcement agents) and High Court Enforcement Officers, sometimes still referred to as sheriffs.

The short answer? It depends on what type of debt you owe and which court issued the order.

Bailiffs (Enforcement Agents)

Since April 2014, bailiffs in England and Wales have been officially known as enforcement agents under the Taking Control of Goods Regulations 2013. They are typically instructed by the County Court or by local councils to collect debts such as council tax arrears, parking fines and magistrates’ court fines.

Enforcement agents must follow strict rules about when they can visit, what they can take and how they behave. They cannot force entry into your home on the first visit for most debt types, including council tax. They must provide at least seven days’ written notice before their first visit, and they are required to carry identification and a valid warrant or authority to act.

If you are unsure about your rights when dealing with enforcement agents, our guide on what bailiffs are and what powers they have covers this in more detail.

High Court Enforcement Officers (HCEOs)

High Court Enforcement Officers handle debts that have been transferred to or originate from the High Court. These are usually larger debts, often over £600, that have been “transferred up” from the County Court. HCEOs have broader powers than standard enforcement agents. In particular, they can use reasonable force to gain entry to commercial premises, and in some circumstances they may be authorised to enter residential properties as well.

If you are dealing with a High Court Enforcement Officer, the situation is generally more serious. It usually means the debt has escalated, or that you have not kept to an earlier payment arrangement. The fees attached to High Court enforcement are also significantly higher, which can add hundreds of pounds to your original debt.

You can find more information about enforcement officer conduct on the Citizens Advice website, or read our article on how to protect yourself against enforcement officers.

Key Differences at a Glance

Enforcement agents (bailiffs) are instructed by the County Court or local authorities, while HCEOs carry out orders from the High Court. Enforcement agents have more limited powers of entry and must follow the seven-day notice requirement. HCEOs can use reasonable force in more situations and tend to deal with higher-value debts. Both must carry identification and act within the law, but the consequences of ignoring a High Court enforcement visit can be more severe.

A Note on Scotland

If you live in Scotland, the system works differently. The term “sheriff” refers to a judicial officer (similar to a judge), and enforcement is carried out by sheriff officers rather than bailiffs. This article focuses on the rules in England and Wales. If you need help in Scotland, organisations such as StepChange can point you in the right direction.

What Should You Do?

Whether you are being contacted by an enforcement agent or a High Court Enforcement Officer, the most important thing is to act quickly. Ignoring the situation will only make it worse. Council Tax Advisors can help you understand your rights, liaise with enforcement companies on your behalf and explore options such as payment plans or applying for council tax support.

If you are worried about bailiffs overstepping their jurisdiction, or you simply need guidance on what to do next, MoneyHelper also provides free, impartial information. Do not hesitate to get in touch with us for free, confidential help.