Have you had a letter from Rossendales bailiffs saying that you owe them money? Not sure what to do next? Council Tax Advisors is here to help. In this blog we’ll explain who Rossendales bailiffs are, the process that led up to you receiving a letter from them and the powers that they have. Most importantly, we will also tell you how you can deal with them.
We help hundreds of people who have problem debt and many of them have been contacted by Rossendales bailiffs. The advice and support we give is free of charge. So if you have got problem debt and have been contacted by Rossendales bailiffs, get in touch with us today on 01452 687 340. We can help!
Who are Rossendales bailiffs?
Rossendales are one of the biggest bailiff companies in the country. This means that if you have got problem debt and the bailiffs have become involved, Rossendales may well be the bailiffs you are dealing with.
Rossendales have over 140 clients including district and city councils, metropolitan and unitary authorities, London boroughs and consortiums.
Rossendales provide enforcement services. This means they have the legal power to collect debt on behalf of their clients. They collect over £92 million on behalf of their clients every year.
As a reputable company of bailiffs, you can expect Rossendales to treat you fairly and reasonably. However, they will always act in the best interests of their client not you. So if you would like advice on how to deal with Rossendales bailiffs, get in touch with us today on 01452 687 340 for free advice and support.
When do Rossendales bailiffs get involved?
Rossendales bailiffs collect debt on behalf of public sector bodies such as councils.
This means they can become involved to collect debt such as council tax arrears, missed Child Support Agency payments, road traffic fines, tenant arrears, legal aid debt and housing benefit overpayments.
Rossendales bailiffs will only become involved after your creditor (the organisation you owe money to) has tried to collect the money you owe to them in other ways. Let’s take unpaid council tax as an example.
The council must have sent you reminder notices about the unpaid council tax. The council will send you a reminder notice giving you seven days to pay the first time you miss a payment. If you don’t pay within seven days, you’ll have to pay the whole year’s council tax instead. You’ll be sent a second reminder notice if you miss another council tax payment. If you miss a payment for the third time the council will send you a final notice saying you must pay the whole year’s council tax.
If you do not pay the unpaid council tax after these notices have been sent, the council can take legal action. They will ask a magistrate for a liability order, which is a legal demand for payment.
If you do not pay after receiving a liability order, the council can apply for an enforcement order. This allows them to appoint bailiffs such as Rossendales to collect the money from you.
If you have reached this point, it isn’t too late. Call us today on 01452 687 340. We will give you all the advice and support you need free of charge.
What can Rossendales bailiffs do?
Because Rossendales are enforcement agents, they have got certain legal powers to try to collect the debt from you.
Once an enforcement order has been granted, Rossendales bailiffs can ask for information from you so they can arrange to have the unpaid council tax taken directly from your wages or from any benefits you receive. These benefits include Employment and Support Allowance, Income Support, Jobseeker’s Allowance, Pension Credit and Universal Credit.
The enforcement order also means that Rossendales bailiffs have got the right to visit your home and take goods to sell to repay the debt.
What are my rights when Rossendales bailiffs visit my home?
Knowing that bailiffs have been appointed and may visit can be very scary. But knowing your rights may help you feel more in control.
Like all bailiffs, Rossendales can only visit between 6.00am and 9.00pm. They must also give you at least seven days’ notice before their first visit.
You do not have to let Rossendales bailiffs into your home. You do not even have to open the door to them. You can communicate with them through a chained door, a window or a letterbox. However, even if you do not let the bailiffs in, they can still take things from the outside of your home such as your car.
Once you have let Rossendales bailiffs into your home for the first time, they are automatically permitted to re-enter if they need to return to collect more possessions to repay your debt. This means you should consider the decision to let them in for the first time very carefully.
Rossendales bailiffs cannot force entry into your home by pushing past you or breaking a window. However, if they have been given a court order or if they have been allowed to enter on a previous occasion, they can use “reasonable force” such as forcing a door.
When Rossendales bailiffs visit your home, you might think it is too late to repay your debt. This is not the case.
There are several options.
You can contact your creditor to pay. You can also pay the bailiff, although you must get a receipt from them if you do this. If you cannot afford to repay the debt in a lump sum, you can try to arrange a repayment plan. If you try to arrange a repayment plan, you must make sure that you can afford to make the payments so you do not get into any deeper debt. If you would like free help with any of this, contact us today on 01452 687 340.
Don’t deal with Rossendales bailiffs alone
For most people, debt is something they never planned. Being in debt and being contacted by Rossendales bailiffs can be a very frightening and lonely experience. But you are not alone! Council Tax Advisers receives hundreds of call a day from people who are in debt. There is nothing to be ashamed of. We can help by speaking to bailiffs on your behalf, negotiating with your council for you and arranging a repayment plan you can afford. Our services are free of charge and we are here to help you. So if you have got problem debt and would like help getting back on track, contact us today on 01452 687 340.